# Fiducian Group Limited > Fiducian offers expert financial planning, investments, and superannuation advice across Australia. Build wealth with integrity and personalised services for retirement and more. Contact us today. ## Pages - [Homepage](https://www.fiducian.com.au/): Fiducian offers expert financial planning, investments, and superannuation advice across Australia. Build wealth with integrity and personalised services for retirement and more. Contact us today. - [Corporate Governance](https://www.fiducian.com.au/about/corporate-governance/): Fiducian Group Limited and its Board of Directors (Board) are committed to achieving and demonstrating the highest standards of corporate governance. The Board continues to review the corporate governance framework and practices to ensure that they meet the interests of shareholders. Review Fiducian's Governance Documents and Policies including role of the Board, Code of Conduct, Remuneration and Performance, Workplace gender equality, Group Diversity, Audit and risk Management, Risk Management Summary. - [Our Business](https://www.fiducian.com.au/about/our-business/): Learn about Fiducian Financial Services— financial planning, investments, and superannuation since 1996. Trusted advice for Australians seeking to grow wealth and financial security. - [Our People](https://www.fiducian.com.au/about/our-people/): Meet the dedicated and experienced Board and Management team at Fiducian. - [Our Vision, Mission and Values](https://www.fiducian.com.au/about/our-vision-mission-and-values/): Explore the Fiducian difference and review our vision, mission and values. It's not about us, it's about you. - [Financial Planning Software](https://www.fiducian.com.au/adviser-solutions/financial-planning-software/): Fiducian has a long history of developing innovative software tools for financial advisers, from standalone asset allocation and portfolio modelling, portfolio review tools, information portals, and our flagship software for financial planning business, FORCe software. - [Platform Features](https://www.fiducian.com.au/adviser-solutions/platform-features/) - [Platform Solutions](https://www.fiducian.com.au/adviser-solutions/platform-solutions/): Fiducian's has been building, innovating and refining planning software and investment/super platforms for over 20 years. Explore the benefits and features of platform solutions that help you spend more time with your clients or work on your business growth. - [Practice Valuation](https://www.fiducian.com.au/adviser-solutions/practice-valuation/): Whether you're preparing for retirement or planning a staged exit, a well-structured succession strategy helps preserve the value you've built. - [Succession](https://www.fiducian.com.au/adviser-solutions/succession/): Whether you're preparing for retirement or planning a staged exit, a well-structured succession strategy helps preserve the value you've built. - [Succession Planning](https://www.fiducian.com.au/adviser-solutions/succession-planning/): Whether you're preparing for retirement or planning a staged exit, a well-structured succession strategy helps preserve the value you've built. - [Contact us](https://www.fiducian.com.au/contact/contact-us/): Contact Fiducian today. If you need to information about investments, finding a financial planner or to check your account, our team can help. - [Accelerate Your Wealth](https://www.fiducian.com.au/financial-advice/accelerate-your-wealth/) - [Aged Care Financial Planning](https://www.fiducian.com.au/financial-advice/aged-care-financial-planning/) - [Career Change](https://www.fiducian.com.au/financial-advice/career-change/) - [Cash Flow Management](https://www.fiducian.com.au/financial-advice/cash-flow-management/) - [Debt Reduction](https://www.fiducian.com.au/financial-advice/debt-reduction/) - [Estate Management](https://www.fiducian.com.au/financial-advice/estate-management/) - [Family Trusts](https://www.fiducian.com.au/financial-advice/family-trusts/) - [Fiducian Difference](https://www.fiducian.com.au/financial-advice/fiducian-difference/) - [Financial Planning for Business](https://www.fiducian.com.au/financial-advice/financial-planning-for-business/) - [Find Financial Adviser Australia | Fiducian](https://www.fiducian.com.au/financial-advice/find-a-financial-adviser/): Locate a trusted Fiducian financial adviser near you in Australia. Expert advice on planning, super, and investments at over 45 locations. Review our FSG and book today. - [Franchise Recruiting](https://www.fiducian.com.au/financial-advice/franchise-recruiting/) - [How we help you](https://www.fiducian.com.au/financial-advice/how-we-help-you/): Fiducian provides tailored financial advice for wealth building, retirement, superannuation, and risk insurance Australia. Get expert strategies for optimising your investments to suit your financial and life goals. - [How we help you - guide](https://www.fiducian.com.au/financial-advice/how-we-help-you-guide/) - [Join us as a financial adviser](https://www.fiducian.com.au/financial-advice/join-us-as-a-financial-adviser/): Join Fiducian as a financial adviser in Australia. Access training, support, and franchise options to grow your practice with a focus on client success and compliance. - [Loss of a Partner](https://www.fiducian.com.au/financial-advice/loss-of-a-partner/) - [Planning Retirement](https://www.fiducian.com.au/financial-advice/planning-retirement/) - [Private Client Service](https://www.fiducian.com.au/financial-advice/private-client-service/): Suited to clients with $20m+ in investible assets. The Fiducian Private Client Service provides tailored financial solutions across financial advice, legal advice, tax and accounting advice, and investment advice. - [Redundancy](https://www.fiducian.com.au/financial-advice/redundancy/) - [Relationship Breakdown](https://www.fiducian.com.au/financial-advice/relationship-breakdown/) - [Retirement Advice](https://www.fiducian.com.au/financial-advice/retirement-advice/) - [Risk Management](https://www.fiducian.com.au/financial-advice/risk-management/) - [Superannuation](https://www.fiducian.com.au/financial-advice/superannuation/) - [The Advice Process](https://www.fiducian.com.au/financial-advice/the-advice-process/) - [Website Disclosure Information](https://www.fiducian.com.au/financial-advice/website-disclosure-information/): We take a personalised approach with our clients by building trust through quality financial advice. Your financial adviser will take the time to fully understand your financial and lifestyle goals, before we even begin the process of financial planning. We view financial planning as an ongoing partnership with you, identifying the best wealth solutions and strategies to successfully meet your current and future needs. - [Why Choose Us](https://www.fiducian.com.au/financial-advice/why-choose-us/) - [Investments](https://www.fiducian.com.au/investments/about-fiducian-investments/): Fiducian Investment Management has a proven track record of investment success, maintaining a consistent long-term top quartile ranking against some of the world's best investment managers, particularly with its diversified funds. What sets Fiducian apart is our unique investment process with a long track record of strong performance, that's highly ranked against our industry peers. - [Fiducian Australian Shares Fund](https://www.fiducian.com.au/investments/fiducian-australian-shares-fund/): Invest in Fiducian Australian Shares Fund for long-term growth outperforming the ASX 300. Low fees, diversified sectors like financials and healthcare-ideal for Australian investors. - [Fiducian Australian Smaller Company Shares Fund](https://www.fiducian.com.au/investments/fiducian-australian-smaller-company-shares-fund/): Fiducian Global Smaller Companies Strategy targets outperformance in small caps across 24+ countries. High volatility, multi-manager system. Consult your adviser. - [Fiducian Balanced Fund](https://www.fiducian.com.au/investments/fiducian-balanced-fund/): Fiducian Balanced Fund blends growth assets (shares, property) with higher defensive exposure for long-term returns. Multi-manager system targets outperformance after fees. Consult your financial adviser. - [The Fiducian Capital Safe Fund](https://www.fiducian.com.au/investments/fiducian-capital-safe-fund/): Fiducian Capital Safe Fund provides secure returns with low capital loss risk via fixed/variable debt and cash equivalents. Suitable for short-term or income focus. Consult your adviser. - [Fiducian Capital Stable Fund](https://www.fiducian.com.au/investments/fiducian-capital-stable-fund/): Learn how Fiducian's unique approach and clear investment philosophy can help you invest to grow your wealth and achieve your financial goals. - [Fiducian Emerging Markets Strategy](https://www.fiducian.com.au/investments/fiducian-emerging-markets-strategy/): Fiducian Emerging Markets Strategy diversifies across 24+ countries via six specialist managers. Targets outperformance of MSCI Emerging Markets Index. High risk, long-term focus. Consult your adviser. - [Fiducian Fixed Interest Fund](https://www.fiducian.com.au/investments/fiducian-fixed-interest-fund/): Fiducian Fixed Interest Fund diversifies across Australian, international, and inflation-linked bonds for secure income. Low risk, multi-manager approach. Consult your financial adviser. - [Fiducian Funds](https://www.fiducian.com.au/investments/fiducian-funds/): Explore Fiducian Funds for diversified investments, sector-specific options, and managed portfolios in Australia. Achieve long-term growth with expert fund management and reduced risk. - [Fiducian Geared Australian Shares Fund](https://www.fiducian.com.au/investments/fiducian-geared-australian-shares-fund/): Fiducian Geared Australian Shares Fund uses modest gearing on ASX shares for magnified returns. High volatility, long-term focus. Consult your adviser before investing. - [Fiducian Global Smaller Companies Strategy](https://www.fiducian.com.au/investments/fiducian-global-smaller-companies-strategy/): Learn how Fiducian's unique approach and clear investment philosophy can help you invest to grow your wealth and achieve your financial goals. - [Fiducian Growth Fund](https://www.fiducian.com.au/investments/fiducian-growth-fund/): Fiducian Growth Fund offers diversified exposure across shares, property, and fixed interest for long-term capital growth. Multi-manager approach reduces risk. Consult your adviser for details. - [Fiducian India Fund](https://www.fiducian.com.au/investments/fiducian-india-fund/): Fiducian India Fund provides access to India's growing economy via four local managers. Diversified sectors, high growth potential. Consult your financial adviser. - [Fiducian International Shares Fund](https://www.fiducian.com.au/investments/fiducian-international-shares-fund/): Fiducian International Shares Fund diversifies globally across 50+ countries via 14 managers. Targets outperformance of MSCI World ex-Australia. Consult your adviser. - [Fiducian Investment Service](https://www.fiducian.com.au/investments/Fiducian-Investment-Service/): The range, variety and investment philosophy of our Fiducian investment funds allows our clients, whether new to investing or highly experienced, turn their hard-earning savings into accumulated wealth to achieve their long-term goals. - [Investor Education](https://www.fiducian.com.au/investments/fiducian-investor-education/) - [Fiducian Property Securities Fund](https://www.fiducian.com.au/investments/fiducian-property-securities-fund/): Fiducian Property Securities Fund invests in ASX-listed property trusts across offices, retail, industrial, and more. Income + growth potential. Consult your adviser. - [Fiducian Technology Fund](https://www.fiducian.com.au/investments/fiducian-technology-fund/): Fiducian Technology Fund invests worldwide in innovative tech (AI, biotech, robotics). High-growth focus, multi-manager system. High risk. Consult your adviser. - [Fiducian Ultra Growth Fund](https://www.fiducian.com.au/investments/fiducian-ultra-growth-fund/): Fiducian Ultra Growth Fund targets high long-term returns with over 95% growth assets (small caps, emerging markets, tech, property). High volatility, multi-manager system. Consult your adviser. - [Fund Performance](https://www.fiducian.com.au/investments/fund-performance/): View latest Fiducian fund performance data to 30 April 2026 for Diversified & Specialist Funds, plus Active Portfolios. Net of fees returns, benchmark comparisons, and excess performance insights. Download full reports. Consult your financial adviser. - [How to Invest](https://www.fiducian.com.au/investments/how-to-invest/) - [How we invest](https://www.fiducian.com.au/investments/how-we-invest/): Learn how Fiducian's unique approach and clear investment philosophy can help you invest to grow your wealth and achieve your financial goals. - [Indian equities growth set to outpace China](https://www.fiducian.com.au/investments/indian-equities-growth-set-to-outpace-china/) - [Manage the Manager System](https://www.fiducian.com.au/investments/manage-the-manager-system/): Fiducian's Manage the Manager system is a unique, highly active approach to constructing client portfolios. It is based on our belief that building a panel of skilled fund managers with different investment styles, and managing the weight allocated to each manager, works better in the long run than relying on one- or two-star performers. - [Managed Portfolios](https://www.fiducian.com.au/investments/managed-portfolios/): Fiducian Managed Portfolios offer investments through 8 different styles of portfolio. The Active Portfolios enable an investor to select an investment strategy that is consistent with the investment manager of the portfolio or select their own strategic investment allocation. - [Managed Portfolios Performance Report](https://www.fiducian.com.au/investments/managed-portfolios-fund-performance/) - [Our funds](https://www.fiducian.com.au/investments/our-funds/): Fiducian offers a broad range of diversified and specialist multi-manager investment funds, plus a choice of managed share portfolios. - [Risk and Return](https://www.fiducian.com.au/investments/risk-and-return/) - [Setting Goals](https://www.fiducian.com.au/investments/setting-goals/) - [Why invest with Fiducian](https://www.fiducian.com.au/investments/why-invest-with-fiducian/) - [Compare Club](https://www.fiducian.com.au/landing/compare-club-form/) - [Retirement - FB](https://www.fiducian.com.au/landing/retirement-form/) - [Women FB](https://www.fiducian.com.au/landing/women-form/) - [Media Centre](https://www.fiducian.com.au/media-center/) - [Resources](https://www.fiducian.com.au/resources/): Access Fiducian resources for financial advice, investment updates, webinars, and budget planners in Australia. Stay informed on superannuation, retirement, and wealth strategies. - [Client Online Tools](https://www.fiducian.com.au/resources/client-online-tools/) - [Economic & Market Commentary](https://www.fiducian.com.au/resources/economic-market-commentary/): Read Fiducian's monthly economic and market commentary by Conrad Burge, Head of Investments. Latest April 2026 edition covers global growth, Australian economy, share markets, bonds, inflation, and fund performance. Stay informed with expert insights. - [Fiducian Mobile App](https://www.fiducian.com.au/resources/fiducian-mobile-app/): Monitor your super and investments. Anytime. Anywhere. Scan the QR code to get real time access to your portfolio. Secure, personalised dashboard. Instant access to investment reports and statements, Easy to use with visual asset allocation insights. - [Fiducian Product Disclosure Statements](https://www.fiducian.com.au/resources/fiducian-product-disclosure-statements/): Review the relevant product disclosure documents for Fiducian Superannuation Service, Fiducian Investment Service, Fiducian Managed Funds, Fiducian Diversified Funds and Fiducian Specialist Funds. - [Free Budget Planner](https://www.fiducian.com.au/resources/free-budget-planner/): Fiducian Budget Planner helps track expenses and plan savings. Free tool for better financial control and goal achievement. - [Videos](https://www.fiducian.com.au/resources/videos/) - [Webinar](https://www.fiducian.com.au/resources/webinar/): Join Fiducian webinars for free expert insights on financial planning, market updates, and superannuation strategies. Register now. - [Protecting your wealth and personal information](https://www.fiducian.com.au/security/protecting-your-wealth-and-personal-information/): At Fiducian, safeguarding your personal and financial information is a priority. As cyber threats evolve, we continue to strengthen our systems while helping our clients stay informed and vigilant. - [Report a Scam](https://www.fiducian.com.au/security/report-a-scam/): Reporting suspicious activity quickly can help prevent further harm. - [Scams and Fraud](https://www.fiducian.com.au/security/scams-and-fraud/): At Fiducian, protecting your wealth includes helping you recognise and avoid scams. Fraudsters often target investors, retirees and individuals with savings. - [Annual Report](https://www.fiducian.com.au/shareholders/annual-report/): The Fiducian Group Limited is an ASX-listed specialist financial services organisation that continues to deliver premium wealth services and solutions for our clients and solid returns for our shareholders. Our securities are quoted on the ASX under the code FID. Explore Fiducian's half-Yearly and Annual reports. - [Shareholder Centre](https://www.fiducian.com.au/shareholders/shareholder-centre/): For investors in Fiducian Group Limited (ASX: FID). Review the latest financial reports, and AGM notices. - [Fiducian Superannuation](https://www.fiducian.com.au/superannuation/fiducian-superannuation/): Find Fiducian resources on the importance of superannuation, Governance and the Fiducian Superannuation Service. - [Superannuation Service](https://www.fiducian.com.au/superannuation/fiducian-superannuation-service/): Fiducian Superannuation helps Australians build and manage your wealth before and after retirement. Its flexible structure allows you to implement the investment strategies that suit your risk requirements, investment time frame and growth and income needs. - [Governance Information](https://www.fiducian.com.au/superannuation/governance-information/): The Fiducian Superannuation Service is a public offer superannuation fund regulated by the Australian Prudential Regulation Authority and with a corporate trustee, Fiducian Portfolio Services Limited. A trustee acts independently and is required by regulation to act in members best financial interest. ## Blog - [Strategies for End of Financial Year 2025/26](https://www.fiducian.com.au/blog/strategies-for-end-of-financial-year-2025-26/): Strategies for End of Financial Year 2025/26. Fiducian Financial Services - [Are you ready for Retirement?](https://www.fiducian.com.au/blog/are-you-ready-for-retirement/): Are you ready for Retirement? Fiducian Financial Services - [New Year, New Budget: Resetting your Finances after the Silly Season](https://www.fiducian.com.au/blog/new-year-new-budget-resetting-your-finances-after-the-silly-season/): New Year, New Budget: Resetting your Finances after the Silly Season. Fiducian Financial Services - [The Investment Outlook for 2026](https://www.fiducian.com.au/blog/the-investment-outlook-for-2026/): The Investment Outlook for 2026. Fiducian Financial Services Focus Newsletter - [Protecting your superannuation from cyber threats](https://www.fiducian.com.au/blog/protecting-your-superannuation-from-cyber-threats/): Protecting your superannuation from cyber threats. Fiducian Financial Services Focus Newsletter - [Why Financial Education Is the Greatest Wealth You Can Give Your Children](https://www.fiducian.com.au/blog/why-financial-education-is-the-greatest-wealth-you-can-give-your-children/): Why Financial Education Is the Greatest Wealth You Can Give Your Children Blog. Fiducian Financial Services - [Redundancy in your 50s](https://www.fiducian.com.au/blog/redundancy-in-your-50s/): If you're facing redundancy, understanding how your pay-out (which is based on your length of service) will be taxed is crucial for making informed financial decisions. Seek advice fromn a professional financial adviser to help you plan for future financial sucesss. - [12 Budget Habits Every Beginner Should Build](https://www.fiducian.com.au/blog/12-budget-habits-every-beginner-should-build/): 12 Budget Habits Every Beginner Should Build. Fiducian Financial Services. Budgeting. - [5 reasons you need to see a Financial Adviser](https://www.fiducian.com.au/blog/5-reasons-you-need-to-see-a-financial-planner/): There are many reasons why you might need to speak to a Financial Adviser however, to try and keep it simple for now, here are five key reasons why you need to see a Financial Adviser. - [Inheriting property with siblings: what are your options?](https://www.fiducian.com.au/blog/inheriting-property-with-siblings-what-are-your-options/): If you anticipate inheriting the family home from your parents, it is understandable to concentrate on the potential advantages, such as financial security or the emotional value of preserving a family legacy. However, the dynamics of inheritance can become quite complex, especially when multiple siblings are involved. - [Wellness: Building strong habits with smart goals & mindfulness.](https://www.fiducian.com.au/blog/wellness-building-strong-habits-with-smart-goals-mindfulness/): Wellness: Building strong habits with smart goals & mindfulness. Fiducian Financial Services Focus Newsletter - [Stay festive without breaking the bank.](https://www.fiducian.com.au/blog/stay-festive-without-breaking-the-bank/): Stay festive without breaking the bank. Fiducian Financial Services Focus Newsletter - [Ladies! Why the best investment strategy starts with you!](https://www.fiducian.com.au/blog/ladies-why-the-best-investment-strategy-starts-with-you/): Ladies! Why the best investment strategy starts with you! Fiducian Financial Services Focus Newsletter - [Investing Beyond the Basics — It Starts With You](https://www.fiducian.com.au/blog/investing-beyond-the-basics-it-starts-with-you/): Investing Beyond the Basics — It Starts With You - [Take Advantage of Smart Financial Planning Before 30 June 2025](https://www.fiducian.com.au/blog/take-advantage-of-smart-financial-planning-before-30-june-2025/): Take Advantage of Smart Financial Planning Before 30 June 2025. Fiducian Financial Services - [2025-26 Federal Budget Summary](https://www.fiducian.com.au/blog/2025-26-federal-budget-summary/): 2025-26 Federal Budget Summary. Fiducian Financial Services Focus Newsletter - [How to stick to your 2025 Budget](https://www.fiducian.com.au/blog/how-to-stick-to-your-2025-budget/): How to stick to your 2025 Budget. Fiducian Financial Services - [Staying safe from cyber threats and scams](https://www.fiducian.com.au/blog/staying-safe-from-cyber-threats-and-scams/): Staying safe from cyber threats and scams. Fiducian Financial Services Focus Newsletter - [Wellbeing: What boosts your self care?](https://www.fiducian.com.au/blog/wellbeing-what-boosts-your-self-care/): Wellbeing: What boosts your self care? Fiducian Financial Services Focus Newsletter - [The Current Share Market Correction - April 2025](https://www.fiducian.com.au/blog/the-current-share-market-correction-april-2025/): The Current Share Market Correction - April 2025 - [Fiducian’s ‘Manage the Manager’ Approach: Smarter Investing for Long-Term Success](https://www.fiducian.com.au/blog/fiducian-s-manage-the-manager-approach-smarter-investing-for-long-term-success/): Fiducian’s ‘Manage the Manager’ Approach: Smarter Investing for Long-Term Success - [The Value of Financial Advice: How Fiducian Financial Services can help Achieve Your Goals](https://www.fiducian.com.au/blog/the-value-of-financial-advice-how-fiducian-financial-services-can-help-achieve-your-goals/): The Value of Financial Advice: How Fiducian Financial Services can help Achieve Your Goals - [Building a Secure Financial Future for Your Family](https://www.fiducian.com.au/blog/building-a-secure-financial-future-for-your-family/): Building a Secure Financial Future for Your Family. Fiducian Financial Services - [5 steps to help reduce financial stress in the new year!](https://www.fiducian.com.au/blog/5-steps-to-help-reduce-financial-stress-in-the-new-year/) - [Navigating the gift of home. Essential considerations for a meaningful legacy](https://www.fiducian.com.au/blog/navigating-the-gift-of-home-essential-considerations-for-a-meaningful-legacy/): Navigating the gift of home. Essential considerations for a meaningful legacy. Fiducian Financial Services - [Wellness: Better sleep for a better you.](https://www.fiducian.com.au/blog/wellness-better-sleep-for-a-better-you/): |- - [Financial Security for Young Families](https://www.fiducian.com.au/blog/financial-security-for-young-families/): Financial Security for Young Families. Fiducian Financial Services - [Navigate your Financial Journey: Essential Goals for Every Life Stage](https://www.fiducian.com.au/blog/navigate-your-financial-journey-essential-goals-for-every-life-stage/): Navigate your Financial Journey: Essential Goals for Every Life Stage - [The Fiducian Global Smaller Companies Strategy & The Fiducian Emerging Markets Strategy](https://www.fiducian.com.au/blog/the-fiducian-global-smaller-companies-strategy-the-fiducian-emerging-markets-strategy/): The Fiducian Global Smaller Companies Strategy & The Fiducian Emerging Markets Strategy - [Start the new Financial Year Strong](https://www.fiducian.com.au/blog/start-the-new-financial-year-strong/): Start the new financial year strong. Fiducian Financial Services - [Optimising your tax return](https://www.fiducian.com.au/blog/maximising-your-tax-return/): Professional tips and strategies for tax time. Fiducian Finanical Services - [Liquid Assets](https://www.fiducian.com.au/blog/liquid-assets/): Why we only use Liquid Assets (listed securities and cash) for the Fiducian Funds - [2024 - 25 Federal Budget Summary](https://www.fiducian.com.au/blog/2024-25-federal-budget-summary/): 2024 - 25 Federal Budget Summary - [How your super can help you save on tax](https://www.fiducian.com.au/blog/how-your-super-can-help-you-save-on-tax/): How your super can help you save on tax. Fiducian Financial Services Focus Newsletter - [Preparing your investments for the new financial year](https://www.fiducian.com.au/blog/preparing-your-investments-for-the-new-financial-year/): Preparing your investments for the new financial year. Fiducian Financial Services Focus Newsletter - [Role of a Financial Adviser in Aged Care](https://www.fiducian.com.au/blog/role-of-a-financial-adviser-in-aged-care/): Role of a Financial Adviser in Aged Care. Fiducian Financial Services - [Budgeting for retirement: 5 things to consider](https://www.fiducian.com.au/blog/budgeting-for-retirement-5-things-to-consider/): Budgeting for retirement: 5 things to consider. Fiducian Financial Services 2024 - [Making the most of your retirement: Understanding how transition to retirement works](https://www.fiducian.com.au/blog/making-the-most-of-your-retirement-understanding-how-transition-to-retirement-works/): Making the most of your retirement: Understanding how transition to retirement works. Fiducian Financial Services. 2024 - [Why it's important to rebalance your retirement investments](https://www.fiducian.com.au/blog/why-it-s-important-to-rebalance-your-retirement-investments/): Why it's important to rebalance your retirement investments. Fiducian Financial Services - [Asian equity market outlook](https://www.fiducian.com.au/blog/asian-equity-market-outlook/) - [Bonds in a Diversified Portfolio](https://www.fiducian.com.au/blog/bonds-in-a-diversified-portfolio/) - [Fiducian India Fund Insight](https://www.fiducian.com.au/blog/fiducian-india-fund-insight/) - [Technology Outlook](https://www.fiducian.com.au/blog/technology-outlook/): Technology Outlook. Fiducian Focus Newsletter - Edition 3, 2023 - [Navigating the complex world of Aged Care](https://www.fiducian.com.au/blog/navigating-the-complex-world-of-aged-care/): Navigating the complex world for aged care. Fiducian Focus Newsletter. Edition 3, 2023 - [Why estate planning is essential for everyone](https://www.fiducian.com.au/blog/why-estate-planning-is-essential-or-everyone/): Why estate planning is essential for everyone. Fiducian Focus Newsletter. Edition 3, 2023 - [Your Succession and Estate Planning](https://www.fiducian.com.au/blog/your-succession-and-estate-planning/): Your Succession and Estate Planning by Fiducian Financial Services - [What is Estate Planning?](https://www.fiducian.com.au/blog/what-is-estate-planning/): What is estate planning and it's benefits? What is a Will? Power of attorney - [Economic Commentary by Conrad Burge, Head of Investments](https://www.fiducian.com.au/blog/economic-commentary-by-conrad-burge-head-of-investments/): Economic Commentary by Conrad Burge, Head of Investments - [A guide to retirement.](https://www.fiducian.com.au/blog/a-guide-to-retirement/): A guide to retirement - [The 3 things you need to ask your financial planner before the end of this financial year](https://www.fiducian.com.au/blog/the-3-things-you-need-to-ask-your-financial-planner-before-the-end-of-this-financial-year/): The 3 things you need to ask your financial planner before the end of this financial year - [India’s Economy continues to show resilience](https://www.fiducian.com.au/blog/india-s-economy-continues-to-show-resilience/) - [2023 - 24 Federal Budget Summary](https://www.fiducian.com.au/blog/2023-24-federal-budget-summary/): 2023 - 24 Federal Budget Summary - [EOFY 2023: Planning Tips](https://www.fiducian.com.au/blog/eofy-2023-planning-tips/): EOFY 2023 Planning tips from Fiducian Financial Services - [Women and financial planning.](https://www.fiducian.com.au/blog/women-and-financial-planning/) - [Secure your future with a financial plan](https://www.fiducian.com.au/blog/secure-your-future-with-a-financial-plan/) - [How to plan and save for the dream family holiday](https://www.fiducian.com.au/blog/how-to-plan-and-save-for-the-dream-family-holiday/) - [Family trusts explained](https://www.fiducian.com.au/blog/family-trusts-explained/) - [How to survive a downswing](https://www.fiducian.com.au/blog/how-to-survive-a-downswing/) - [Navigating uncertain times in financial markets](https://www.fiducian.com.au/blog/navigating-uncertain-times-in-financial-markets/) - [Stay cyber safe this festive season](https://www.fiducian.com.au/blog/stay-cyber-safe-this-festive-season/): With the holiday period fast approaching, it is important to stay alert and protect yourself from cyber scams during the festive season. - [Protecting generational wealth](https://www.fiducian.com.au/blog/protecting-generational-wealth/) - [3 money myths we don't need anymore](https://www.fiducian.com.au/blog/3-money-myths-we-don-t-need-anymore/) - [Are inheritances outdated?](https://www.fiducian.com.au/blog/are-inheritances-outdated/) - [Economic Overview](https://www.fiducian.com.au/blog/economic-overview/) - [Technology Outlook thumbnail](https://www.fiducian.com.au/blog/technology-outlook-thumbnail/) - [The gift of financial intelligence](https://www.fiducian.com.au/blog/the-gift-of-financial-intelligence-1/) - [Timing the market vs time in the market](https://www.fiducian.com.au/blog/timing-the-market-vs-time-in-the-market/) - [2022/23 Federal Budget analysis](https://www.fiducian.com.au/blog/2022-23-federal-budget-analysis/): This analysis summarises the Budget proposals relevant to the financial planning space. - [Don’t leave your Christmas planning until last minute](https://www.fiducian.com.au/blog/don-t-leave-your-christmas-planning-until-last-minute/): Five tips that can help save you and your family from the stressful financial effects of Christmas time. - [Time to improve your retirement budget](https://www.fiducian.com.au/blog/time-to-improve-your-retirement-budget/) - [Financial planning and budgeting are very different - this is what you need to know](https://www.fiducian.com.au/blog/financial-planning-and-budgeting-are-very-different-this-is-what-you-need-to-know/) - [Financial security for women: What you need to know](https://www.fiducian.com.au/blog/financial-security-for-women-what-you-need-to-know/) - [Millennials are the winners in 'The Great Wealth Transfer'](https://www.fiducian.com.au/blog/millennials-are-the-winners-in-the-great-wealth-transfer/) - [Downsizing Your Home?](https://www.fiducian.com.au/blog/downsizing-your-home/): Is this the right move for you? - [Transition to Retirement](https://www.fiducian.com.au/blog/transition-to-retirement/): Strategies to help you transition to retirement - [Who are Australia's High Net Wealth Individuals? You Might be Surprised](https://www.fiducian.com.au/blog/who-are-australia-s-high-net-wealth-individuals/) - [EOFY planning tips: Fine-tuning your personal finances](https://www.fiducian.com.au/blog/eofy-planning-tips-fine-tuning-your-personal-finances/): With the end of financial year (EOFY) now here, it’s time to start getting everything in order and consider a review of your existing personal finances, and see if there is anything you can do that could benefit your financial situation, goals and objectives. - [Super opportunities from July 1, 2022](https://www.fiducian.com.au/blog/super-opportunities-from-july-1-2022/): The Government first announced several big changes to super contributions for older people in the 2021/22 Federal Budget. - [Rate rises and the effect on your cash flow](https://www.fiducian.com.au/blog/rate-rises-and-the-effect-on-your-cash-flow/) - [This Year's Equity Bear Market.](https://www.fiducian.com.au/blog/this-year-s-equity-bear-market/) - [Impact of a Geopolitical Shock on the Markets](https://www.fiducian.com.au/blog/impact-of-a-geopolitical-shock-on-the-markets/) - [A note from Robby Southall](https://www.fiducian.com.au/blog/a-note-from-robby-southall/): Following quite an eventful year in many respects, Fiducian Financial Services continues to implement many changes in response to legislative changes to the financial advice industry following the 2019 Royal Commission. - [Investing for the long term](https://www.fiducian.com.au/blog/investing-for-the-long-term/) - [Is property a good investment for retirement?](https://www.fiducian.com.au/blog/is-property-a-good-investment-for-retirement/) - [The importance of Aged Care in an aging population](https://www.fiducian.com.au/blog/the-importance-of-aged-care-in-an-aging-population/): At age 65, a person’s chance of needing aged care during their lifetime is 68% for women and 48% for men - [Win one of two $100 egift cards for Christmas](https://www.fiducian.com.au/blog/win-a-giftcard/): Simply like our page and tag a friend in the comments for you both to be in the running to win. - [Dealing with Redundancy](https://www.fiducian.com.au/blog/dealing-with-redundancy/): The restructuring of a business may lead to a reduction in staff numbers and redundancies. Redundancy can be a shocking and unsettling time for many affected people. If you are one of the affected people, it is important to understanding the steps in dealing with redundancy. - [Why is Estate Planning so important?](https://www.fiducian.com.au/blog/why-is-estate-planning-so-important/): Last month I participated in Vinnie’s CEO Sleepout and it was probably everything you imagined. - [8 ways to boost your Super](https://www.fiducian.com.au/blog/8-ways-to-boost-your-super/): The best way to ensure you will have a financially comfortable retirement is to boost your super with regular contributions which includes your employer contributions and any additional contributions, if you can afford them, as well as reviewing your super funds on a regular basis. - [What you may not know about tax and superannuation when saving for retirement](https://www.fiducian.com.au/blog/what-you-may-not-know-about-tax-and-superannuation-when-saving-for-retirement/): Superannuation can be viewed as a long-term savings plan and is a great tax saving tool you can use towards your retirement planning. - [Post tax time planning](https://www.fiducian.com.au/blog/post-tax-time-planning/): The beginning of a new financial year is a good time to talk to your financial planner about some of the tax effective strategies that suit your situation and assist with your financial future, retirement and savings goals. - [Indy Singh presents a the ASX Small & Mid-Cap Conference 2019](https://www.fiducian.com.au/blog/indy-singh-presents-a-the-asx-small-mid-cap-conference-2019/): Executive Chairman of Fiducian Group Limited, Indy Singh, presents at the ASX Small & Mid-Cap Conference 2019. - [Indy Singh’s interview at the ASX Small & Mid-Cap Conference 2019](https://www.fiducian.com.au/blog/indy-singh-s-interview-at-the-asx-small-mid-cap-conference-2019/): Fiducian Group Ltd (ASX:FID) Executive Chairman, Indy Singh, discusses Fiducian, it’s growth and financial offerings at the ASX Small & Mid-Cap Conference 2019. - [Fiducian Group (ASX:FID) 1H18 results & outlook](https://www.fiducian.com.au/blog/fiducian-group-asx-fid-1h18-results-outlook/): Fiducian Group Limited (ASX:FID) Managing Director, Indy Singh, discusses 1H18 results, acquisitions and outlook. - [Fiducian Financial Services](https://www.fiducian.com.au/blog/fiducian-financial-services/): Fiducian Financial Services is the only Australian wealth management company that offers full service delivery and is not aligned to other institutions. - [Fiducian Update on Budget](https://www.fiducian.com.au/blog/fiducian-update-on-budget/): Technical Services Manager Richard Press gives an update on how the Federal Budget will affect you. - [Fiducian Group (ASX:FID) discusses 1H17 results](https://www.fiducian.com.au/blog/fiducian-group-asx-fid-discusses-1h17-results/): Fiducian Group Ltd (ASX:FID) Managing Director, Indy Singh, discusses 1H17 results, growth drivers and outlook. - [Fiducian Group (ASX:FID) discusses its full service offering and importance of ethics](https://www.fiducian.com.au/blog/fiducian-group-asx-fid-discusses-its-full-service-offering-and-importance-of-ethics/): 27 Apr 2016 – Fiducian Group (ASX:FID) Managing Director Indy Singh discusses fund management services at the CEO Sessions, Sydney. ## Optional - [Privacy Policy](https://www.fiducian.com.au/privacy-policy/) - [Terms of Use](https://www.fiducian.com.au/terms-of-use/)