Financial advice

Cash Flow Management

Are you sinking or swimming?

For some of us, it can feel like we’re barely treading water when it comes to managing our day-to-day finances. Even people with a healthy combined household income can find it hard to understand where the money goes.

Financial Advice

Cash flow under control

This is when getting some help from a professional expert can really turn things around. A Fiducian financial adviser can cast a fresh pair of eyes on your household cash flow arrangements and bring their experience to bear in looking for options and solutions that will really get your finances under control and, crucially, keep them there.

Every step of the way

How we can help

When it comes to financial planning for cash flow management, Fiducian can help with:

Structure Icon


Structuring your bank accounts and credit cards for simplicity and finding the best low-fee options.

Insurance advice Icon

Insurance advice

Advising on the pros and cons of funding life insurance premiums inside superannuation, rather than from day-to-day cash flow.

Emergency fund Icon

Emergency fund

The best way of accumulating a cash emergency fund for when unexpected expenses hit such as urgent house or car repairs.

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Assessing opportunities for you to save money on life insurance premiums and health insurance.

Technology Icon


Taking advantage of technology – there are lots of apps and online tools available to help track your spending and receive reminders for bill payments.

Debt management Icon Debt management

Debt management strategies such as accelerating repayments or restructuring existing loan arrangements.

Find a Financial Adviser near you

Find a Financial Adviser near you