While you have sufficient wealth to lead a comfortable lifestyle in retirement or wish to invest your wealth and continue working, you understand that managing a business requires different skills to managing investments and that there are other matters such as tax, estate planning, accounting, legal, inter-generational wealth transfers and family matters that need attending to constantly.
You appreciate that a more business-like approach to looking after your wealth and personal affairs is important to you and that these services are to be provided by professionals who have the training and expertise to provide them.
Your Financial Planning Relationship Manager will manage all your financial planning needs, and will coordinate the respective legal, accounting and investment advisors as required in the overall management of your portfolio.
This holistic suite of managed financial services will create a road-map of your current and future lifestyle objectives through a comprehensive financial plan and includes an understanding of your health and that of important family members.
At the end of 6 months, your financial adviser shall arrange a meeting to review how you are tracking with your financial plan, approach other experts for information if you want advice on legal, tax or other specific matters and if required, arrange separate meetings for you with these experts. You may also have the opportunity to meet a Fiducian fund manager from the investment team who can be present at the bi-annual review meetings.
There are matters that need to be understood to avoid family discontent and costly litigation. We can work with your personal legal representative to understand what has been arranged for you or if you don’t have one, then we can introduce appropriately experienced legal representatives for you to select from. Legal matters that may require your consideration include:
An assessment of your current tax position and accounts is to be made to ensure that you have the correct structures in place and that your financial affairs are up to date. We can liaise with your current accountant on a regular basis, in particular prior to a meeting to review you portfolio, or if you don’t have an accountant, we can introduce suitable professionally qualified accountants for you to select from.
This service will ensure that your:
The investment services offered through the Private Client Service enables you to have a significant involvement with the development of investment strategies that achieve your short and long-term investment goals. Your financial adviser will liaise with experienced fund managers and arrange a face to face meeting twice a year. The service provided will be to: