The years leading up to retirement can be some of the most exciting of your life. If you have children, chances are they’re old enough to be independent – even if they haven’t yet moved out of home. It’s a time when you can refocus more on yourself and think about transitioning out of full-time work and into the next phase of your life.
There’s a lot to think about. Will you make major changes like moving out of the city, or starting a small business, or going back to university? Are you looking to enjoy a better work-life balance and a slower pace of life? Do you have plans to see the world or just see more of the grandkids?