Defining how you feel about risk is a critical part of the investment process. Risk is the likelihood of your investment experiencing fluctuating returns over time (called ‘volatility’), including the possibility of negative returns – in other words, of losing money.
Sometimes called the risk-return trade off, investors have to weigh up their reluctance to accept risk with the fact that riskier investments tend to generate higher returns over time, albeit with some difficulties along the way.
Another key component of the risk-return equation is time. Generally speaking, the longer your investment timeframe, the more risk you might take on, since you have more time to ride out the fluctuations in your overall investment performance.
Fiducian’s range of superannuation and investment fund options cater for the needs and profile of most investors, whether they be looking for diversified, sector specific, specialist or a combination of investment solutions.
Fiducian’s investment choices are fully assessed and researched to ensure they meet our clients’ needs and risk profiles, no matter how aggressive or conservative they are.
Our focus on building solutions for our clients means that whatever your investment requirements, Fiducian is able to assist.